Auto Insurers Allegedly Are Surreptitiously Collecting and Scoring Driver Data

The insurance industry allegedly uses AI and telematics to score drivers based on behaviors tracked by automakers and apps like Life360. Data, often collected without clear consent, may affect insurance rates and raises privacy concerns. Consumers are largely unaware of this surveillance, leading to potential misuse and discrimination based on driving habits or socioeconomic factors.

What this means for youAt home, your driving data from your car or apps like Life360 may be shared and used to set insurance prices without you clearly agreeing. At work, small businesses with vehicles could see higher premiums. Regulators are being pushed to require clearer consent. Check your car's and apps' privacy settings and opt out of data sharing where possible.